As parents,
have you ever considered giving your children what they can claim as their own
student credit cards? You may be a bit frightened considering the fact that
there are millions of cases of unpaid credit card debts and you may perceive
that awarding your kids with student credit cards means a trouble set to a
boil.
While this
may be true, you can as well look at the brighter side of it. Student credit
cards have their own advantages also. Most parents who have tried giving their
children an access to student credit cards can tell you that they find such
mode an effective way of tracking the expenses of their kids. You have to take
note that with the thought of freely giving them student credit cards comes
along your own imparting to them the lecture on the concepts of discipline and
responsibility.
As you
know, either your kids are in high school or in college; they can become
successful in controlling their expenses. As you get hold of their student
credit card bills, you are able to exercise the power to monitor whatever
expenses they incur for several instances. To help you in deciding which
student credit card to avail of, take a look at the following insights.
Types of
Student Credit Cards
There is
always the availability of the different student credit cards. The offers may
vary and you may take time to scan whatever is in store for you. In this case,
you may be rest assured that your choice is the best that you think it ought to
be.
The
Citibank platinum student credit card. This type of student credit card is most
applicable for the demanding needs of most college students. In an easy light,
the Citibank platinum student credit card contains 0% APR within the
introductory phase covering a period of six months. Meaning, the purchases made
in the first six months will earn zero interest rate. For balance transfers,
the same offer may likely be available provided that no default in the terms
and conditions has been accrued. The application is quite easy because no co-signer
is demanded for.
The
Discover clear student credit card. This type lets the cardholder avail of up
to five percent cashback as a form of bonus. Such bonus may not expire at all
so long that the feature is often used. Another form of bonus for this student
credit card type is the gift cards and certificates which can be redeemed from
the partners of the Discover student credit card. Sad to say, the offer does
not cover balance transfers.
The
Citibank MTV platinum visa. With this student credit card, the college student
cardholder is automatically benefited with five points as a form of an
expression of gratitude for every single dollar that is spent at the record
shops, restaurants, video stores, bookstores, or in theaters.
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