The card is
used like a prepaid credit card wherein the amount of your purchase is
automatically deducted from the account balance. The only major difference that
prepaid Visa gift cards have with prepaid credit cards is that the gift card is
not reloadable, so when the balance runs out you can no longer use it nor
replenish the balance. Many merchants are also unable to tell you the remaining
amount left on the card so it is important for you to know what the initial
balance is so that you can keep track of your purchases.
There are
some transactions that require additional action on your part in order for the
card to be valid for use. For instance, you will have to register your card in
order to make an online or phone purchase. You also have to follow specific
instructions when using your card to pay for gas at the pump itself. In case
the balance on your card is already used up, do not throw away the card
immediately. There may be items that you wish to return to the seller for some
reason, and if you used your gift card for the purchase, the merchant may ask
to see the card.
So if you
are looking for the perfect gift to give to a close friend or family member,
prepaid Visa gift cards may just be what you are looking for. They are
practical gifts in more ways than one. First, most people are now financially
burdened and would appreciate any gift that helps them cope with this burden.
Second, the card is easy to purchase, easy to wrap and easy to give.
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